Privacy Policy

Last modified: May 6, 2019

Introduction

CJ Solutions, LLC (“Company” or “We”) respects your privacy and is committed to protecting it through our compliance with this policy (“Privacy Policy”).

This policy describes the types of information we may collect from you or that you may provide when you visit the website, inTELOSfp (our “Website”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

In addition to the general information about financial planning we make available on our Website, we operate a cloud-based estate planning and financial assessment solution available through our Website(our “Application”). This Privacy Policy applies to information provided and collected on the Website and Application. This Privacy Policy is incorporated into the End User License Agreement for the Application by reference therein.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this Privacy Policy.

Children Under the Age of 13

Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on the Website, register on the Website, contact us through the Website, or access any Client Portals through the Website. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information.

What Information Do We Collect?We collect several types of information from and about users of our Website, when users register on or navigate the Website, or when users provide the information to us, including:

Information by which you may be personally identified, such as name, postal address, e-mail address, telephone number, date of birth, and financial information (“personal information”).
Information that is about you but individually does not identify you.
Information about your internet connection, the equipment you use to access our Website and usage details.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically may include personal information, or we may maintain it or associate it with personal information we collect or receive in other ways. We use this information to help us improve our Website and to deliver a better and more personalized service. Specifically, this information enables us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our Website according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies.
Web Beacons. Pages of our the Website may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.

We do not control third party tracking technologies or how they may be used. We do not provide your personal information to third parties for direct marketing purposes. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. You can opt out of receiving targeted advertising from many providers. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. You may opt out of Google’s use of cookies any time by visiting Google’s Ads Settings. If you disable or refuse cookies, please note that some parts of this Website may then be inaccessible or not function properly.

How We Use Your Information
We use information that we collect about you or that you provide to us:

To present our Website and its contents to you.
To provide you with information, products, or services that you request from us.
To fulfill any other purpose for which you provide it.
To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
To notify you about changes to our Website or any products or services we offer or provide though it.
To allow you to participate in interactive features on our Website; or
For any other purpose with your consent.

We may disclose information that we collect:

To our subsidiaries and affiliates.
To contractors, service providers, and other third parties we use to support our business, including, but not limited to, financial advisors.
To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of CJ Solutions, LLC’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which information held by CJ Solutions, LLC about our Website users is among the assets transferred.
To fulfill the purpose for which you provide it.
To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
To enforce or apply our End User License Agreement and other agreements, including for billing and collection purposes.
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of CJ Solutions, LLC, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
With your consent; or
For any purpose disclosed by us when you provide the information.

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

Accessing and Correcting Your Information

You have the right to access, correct, or delete personal information about you that we have collected through our Website by sending a request for access using the “Contact Us” feature on our Website. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect. We may request additional information to verify the request is authentic. While we will comply reasonably and promptly with your request, we may need to retain some of your information for our own recordkeeping or to fulfill a legal obligation.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

You are also responsible for the safety and security of your information. You are responsible for maintaining the confidentiality of any passwords associated with our Website. We ask you not to share your password with anyone.

Despite these measures, it is important to remember that no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Changes to Our Privacy Policy

We reserve the right to modify this Privacy Policy at any time. We will reflect any such modifications to this Privacy Policy on our Website. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates.

Contact Information

To ask questions or comment about this Privacy Policy and our privacy practices, please contact us using the “Contact Us” feature on our Website.